Is there a deductible? 25 July 2022 11:25 Updated In case of theft or total loss of your bicycle, no amount is deducted from the claim benefits we pay; In case of material damages, however, €35 is deducted from the claim benefits we pay. Related articles Is there a depreciation? How do you determine the amount of your compensation? How can I make a claim? Is there a limit to the number of claims? Up until when can I insure my bike?