If the insurance is in your name, no additional steps are needed. The bicycle will be covered under your policy, even if the invoice is in the name of the person who gave it to you.
Does it matter if the invoice has someone else’s name on it?
Not at all. Your claim will still be processed, regardless of whether the invoice is in your name or the name of the person who gifted you the bicycle.
What do I need to provide if my bicycle is stolen?
In the event of theft, you’ll need to provide the following:
- The original invoice from the bike shop that originally sold the bike (even if it’s not in your name).
- A police report related to the theft.